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Rates and Insurance

We believe that everyone deserves quality mental health care, and strive to make our services available to as many individuals as possible. Although, we are a private pay practice, we are in-network with CIGNA/Evernorth and an out-of-network with other insurance. See below for more information and how to check your out-of-network benefits. 

Rates

Insurance

We accept CIGNA/Evernorth insurance for therapy services only (this does not apply for intensives or retreats). We are considered an out-of-network service provider with most other insurance. This benefit is usually available to those with out-of-network (OOP) benefits through their insurance. We have partnered with Thrizer to help you save time and maximize reimbursement. So, if you have out-of-network benefits, we recommend that you use the calculator below to estimate your out-of-network cost and potential reimbursement amount after deductible has been met. This service is completely optional, and we do not benefit in any way from your participation. We can also assist in verifying coverage prior to your first appointment. Please let us know in our contact form.

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Here are a few questions to ask your insurance when contacting them

 

  1. Do I have out-of-network benefits?

  2. Do I have a deductible (or an amount I have to meet before the insurance covers therapy) and how much do I have to spend before I meet the deductible?

  3. Do I have telehealth benefits?

  4. What is the coverage amount for teletherapy CPT code 90791 (intake session), 90837 (individual therapy), or 90847 (couples or family therapy) and 90846 (couples or family therapy with a loved one only) ? 

  5. What is my patient's responsibility for each session?

  6. How much can I possibly be reimbursed for and what is the process for reimbursement?

  7. Is there a limit on the number of sessions being reimbursed?

  8. Are there any restrictions regarding the type of therapy or the practitioner’s credentials?

 

Payment Forms

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We accept all major debit or credit cards. You can also use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to save and use pre-tax dollars. We also accept therapy vouchers as a form of payments from places like Loveland Foundation.

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Good Faith Estimates

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You have the right to receive a Good Faith Estimate from any provider before the start of service. You can find more information about that is available here

Verify Your Out-of-Network Benefits

Use the calculator below to find out your estimated cost for therapy when using this out-of-network benefits. Please note that this is an estimate, and that a deductible might still need to be met before your benefit applies. As a precaution, you should always contact your insurance provider directly to confirm your coverage.

How It Works

1

Meet for Therapy

At the beginning of service, your card will be charged the full amount for therapy.

2

Just pay your Co-pay/Co-insurance or Submit a Superbill/Receipt 

To help you save time, we've partnered with Thrizer for you to either pay just your copay/co-insurance (after meeting your deductible) or to expedite possible reimbursement from your insurance. 

3

Get Reimbursed

If and when your insurance processes and approves the claim, you can expect to receive partial or full reimbursement in a form of check or direct deposit.

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