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Rates and Insurance

We believe that everyone deserves quality mental health care, and strive to make our services available to as many individuals as possible. Presently, we are a private pay practice. We are also an in-network provider with Carefirst and CIGNA/Evernorth and an out-of-network provider with some insurance. See below for more information and how to check your out-of-network benefits. 

Rates

Insurance

We accept Carefirst and CIGNA/Evernorth insurance. We are considered an out-of-network provider with most other insurance. We provide superbill/invoice for those with out-of-network benefits who wish to seek potential partial reimbursement from their insurance company. If you are self-pay, we can provide a receipt/superbill as well. Out-of-network benefits is usually available to those with PPO plans. We have partnered with Mentaya to help you save time and maximize reimbursement. So, if you have out-of-network benefits, we recommend that you use the calculator below to estimate your out-of-network cost and potential reimbursement amount. Learn more about how Mentaya can help here. This service is completely optional, and we do not benefit in any way from your participation. We can also assist in verifying coverage prior to your first appointment. Please let us know in our contact form.

Here are a few questions to ask your insurance when contacting them

 

  1. Do I have out-of-network benefits?

  2. Do I have a deductible (or an amount I have to meet before the insurance covers therapy) and how much do I have to spend before I meet the deductible?

  3. Do I have telehealth benefits?

  4. What is the coverage amount for teletherapy CPT code 90791 (intake session), 90837 (individual therapy), or 90847 (couples or family therapy) and 90846 (couples or family therapy with a loved one only) ? 

  5. What is my patient's responsibility for each session?

  6. How much can I possibly be reimbursed for and what is the process for reimbursement?

  7. Is there a limit on the number of sessions being reimbursed?

  8. Are there any restrictions regarding the type of therapy or the practitioner’s credentials?

 

Payment Forms

We accept all major debit or credit cards. You can also use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to save and use pre-tax dollars. We also accept therapy vouchers as a form of payments from places like Loveland Foundation.

Good Faith Estimates

You have the right to receive a Good Faith Estimate from any provider before the start of service. You can find more information about that is available here

Verify Your Out-of-Network Benefits

Use the reimbursement calculator to find out how much you might be reimbursed for your therapy session by your insurance company. Please note that this is an estimate, and you should always contact your insurance provider directly to confirm your coverage.

How It Works

1

Meet for Therapy

At the beginning of service, your card will be charged the full amount for therapy.

2

Submit a Superbill/Receipt 

To help you save time, we've partnered with Mentaya to submit claims after every session to expedite possible reimbursement from your insurance. 

3

Get Reimbursed

If and when your insurance processes and approves the claim, you can expect to receive partial reimbursement in a form of check or direct deposit.

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